, موقع طلبات الزواج , تعارف الجزائريين , طلبات الزواج للجزائريين , أرقام هواتف , اميلات بنات ,صور الحب , , ازياء و اناقة , نتائج التعليم , وظائف , زواج و تعارف ,مسلسلات تركية , رومانسية, الثقافة الجنسية ,طلبات الزواج للعرب
Homeowners enjoy the benefits of investing in their property year after year. For some, there comes a time when that investment can come in handy. Refinancing with an FHA loan can prove to be an effective way to put that equity to work. Keep in mind that FHA refinancing is only available to homeowners who are currently using their home as their principal residence.
FHA options to homeowners who are considering an FHA refinance mortgage:
FHA CASH-OUT REFINANCE
This refinancing option is especially beneficial to homeowners whose property has increased in market value since the home was purchased. A Cash Out refinance allows homeowners to refinance their existing mortgage by taking out another mortgage for more than they currently owe.
FHA STREAMLINE REFINANCE
This refinancing option is considered streamlined because it allows you to reduce the interest rate on your current home loan quickly and oftentimes without an appraisal. FHA Streamlined Refinance also cuts down on the amount of paperwork that must be completed by your lender saving you valuable time and money.
FHA NEWS and RELATED ARTICLES
About the VA Loan Funding Fee
The VA Interest Rate Reduction Refinance Loan program (abbreviated as VA IRRRL) does require a VA loan funding fee. But, borrowers eligible for a this exemption should not assume that it is automatic.
FHA Mortgage Premium Changes for April 2013
Earlier this year, the FHA and HUD issued a press release about changes to the FHA mortgage insurance policy. The new policy will include alterations to current mortgage insurance premium policy and how long such policies remain in effect.
FHA Loans for Older Homes
A common question about FHA loans involves the age of the home and whether an older home is suitable for an FHA guaranteed mortgage. Some FHA loan applicants want to know if a home built in a certain decade is eligible for an FHA mortgage.
Common Questions About FHA Loans: Credit Scores
Many FHA loan applicants have worked hard to build up their credit scores but aren't sure whether they can qualify for an FHA loan. If the borrower does not meet minimum FHA standards, the loan application will be denied.
VA Loans and Estate Agent/Broker Fees
Whether you went searching for an agent or came in contact with one at an open house or similar venue, agents and brokers can be helpful for some people looking for that perfect neighborhood.